CTOS

CTOS

 

CTOS is an essential for any loan evaluation besides CCRIS. CTOS is a credit rating agency that is similar with CCRIS except that this database is maintained by a private company CTOS Data Systems Sdn Bhd instead of Bank Negara.

CTOS gets your financial data publicly available sources such as

  • Legal information on Newspaper
  • NRD
  • Legal system
  • SSM data
  • Bankruptcy information
  • Summon cases
  • Government gazettes

 

Unlike CCRIS which records are kept for 12 months, CTOS data will be keep forever as historical analysis.

 

You can view your CTOS report online via this link

https://ctosid.ctos.com.my/ctosid/Welcome