CIMB Xpress Loan



CIMB Xpress Cash Financing-i personal loan
24% p.a. Flat Interest Rates
RM 3,000 to RM 50,000 Financing available
Maximum 5 times of gross income
24 hours approval
Minimum 6 months to maximum 5 years of repayment
For single applicant from 21 to 60 years of age
Minimum RM 800 of basic income
Malaysian Citizens and Permanent residents only

CIMB Xpress Cash Financing-i is a Shariah compliant personal loan from CIMB Islamic bank which is based on Mudharabah and Tawarruq concept. A borrower can finance from RM 3,000 to RM 50,000 with repayment from 6 to 60 months period. The maximum that someone can borrow is 10 times his or her monthly gross income. The interest rates of the loan is 24% p.a. or 36.82% p.a. (EIR) making this one of the most expansive personal loan in Malaysia. There are no guarantor and collateral needed for the loan.

One benefit this loan is that it has a low minimum income of RM 800 for loan application making it one of the lowest salary requirement for personal loans in Malaysia, perhaps this explains the high interest rates for this loan. Xpress Cash Financing-i boast a speedy 24 hours approval and fast loan disbursement which suits for borrower in urgent need of cash.

Open loan application approval, the borrowed sum would be transferred to borrower’s CIMB account.


There are no processing charges for the loan. This loan is subjected to 0.5% Stamp Duty. Takaful insurance is compulsory for the loan.


To quality for the loan, you will need to be 21 to 60 years of age. You will also need to be a Malaysian Citizen or a Permanent resident. RM 800 monthly basic income.



  • Photocopy MyKad Front and back
  • Most recent 3 months salary statement
  • Most recent EPF statement
  • Employment confirmation leter

Self Employed

  • Photocopy IC Front and back
  • Most recent 3 months bank statement
  • Latest income tax return form

Xpress Cash Financing repayment table is available at the link below.

Xpress Cash Financing-i table