|Personal Financing-i Government Sector|
|No guarantor nor collateral needed|
|Available for government with 1 year of service|
|Maximum up to RM 150,000 financing from 1 to 9 years maximum repayment|
|Minimum RM 2,000 of basic income|
|Malaysian Citizens only|
|2 to 5 years 5.99% p.a|
|6 to 9 years 3.99% p.a ( flat rate)|
Kuwait Finance House (KFH) Personal Financing-i is a syariah compliant personal loan that is catered for Malaysian public sector servants. This personal loan package allows from RM 2,000 to RM 150,000 at a maximum 9 years of repayment period. There are no collateral no guarantor needed for the loan.
To qualify for the loan, you will need to be minimum 19 years of age with a maximum of 60 years by end of financing tenure. You will need to have a minimum RM 2,000 basic income with 1 year of service in public sector.
The flat interest rate would be roughly 5.99% would be 2 to 5 years of repayment. To enjoy 3.99% p.a , you will need to a longer 6 to 9 years of repayment.
The link for KFH personal loan repayment table would be below.