Information Archive

What is CCRIS ?

CCRIS (Central¬†Credit Reference Information System)is actually a ¬†credit database system that is maintained by Bank Negara. Every able Malaysians, businesses and companies will have their credit information updated to CCRIS. All ¬†participating financial institutions will have access to this database to asses your …

Base Rate Malaysia 2015

Bank Negara Malaysia announced on 19th March 2014 that the BLR(Base Lending Rate) structure is to be replaced with a new BR (Base rate) system where banks in Malaysia can freely adjust their interest rates without intervention from Bank Negara. Financial instituitions such …

How go get your loan approved ?

As personal loan in Malaysia is a form of unsecured debt where no collateral and guarantor is needed, banks may have stringent criteria when assessing your loans applications. Here are some tips to help you get your loans approved easier. Requirements The typical …