credit-cards

Best Cashback Credit Card in Malaysia 2015

Top 10 Best Credit Cards For Cash Back Rebate It’s always not as easy as you think when it comes to determining which the best credit cards are for you. As you may already know that every card out there offers you a different reward based on one spending pattern. Let’s just say for example,…

bank

Base Rate Malaysia 2015

Bank Negara Malaysia announced on 19th March 2014 that the BLR(Base Lending Rate) structure is to be replaced with a new BR (Base rate) system where banks in Malaysia can freely adjust their interest rates without intervention from Bank Negara. Financial instituitions such as banks are free to adjust their interest rates based on SRR…

sme-clean-loan

Business loan Malaysia

SME Loans in Malaysia 2014   Small market enterprises (SMEs) and entrepreneurs are one of the key contributors to economic growth and creation of jobs. Furthermore, many people are also opting for careers as entrepreneurs because it seems to offer greater financial and psychological rewards than the average nine-to-five drill. Entrepreneurship has also been the…

interest rates

PTPTN defaulters to be blacklisted on CCRIS

Putrajaya: National Education Fund (PTPTN) has recently reinstate their stance of enlisting PTPTN defaulters into Bank Negara’s Central Credit Reference Information System (CCRIS) blacklist record starting 2015. This move was mooted on 2013 at the cabinet however it was scrapped as it was heavily criticised by member of the oppositions and some quarters from the government. PTPTN defaulters…